Gives you the tools to get your finances back on track. Learn how to: stop debt collector harassments, negotiate down your debt with creditors, reduce your student loan payments, create a healthy financial plan that you can live with, stop a wage garnishment from leaving you penniless, get your car back after a repossession, prevent a foreclosure by applying for a workout program, respond to an action if you get sued, and decide if it's time to file for bankruptcy. Includes practical tools such as sample creditor letters and budgeting worksheets.
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